Fixed rate home loan

Stay with confidence

• The interest rate and repayment amount will stay the same for the fixed rate period.

• If interest rates rise during the term of your fixed loan, you won’t be affected. However, if it falls, you won’t be able to take advantage of lower rates.

• When the fixed rate period ends, you can choose to fix it at another rate, or let your loan roll onto the floating rate. 

• Some flexibility – you can make extra payments each year or break an existing rate, but you may have to pay an extra fee.

• Fixed home loans generally have lower interest rates than floating or revolving home loans, but they offer less flexibility to make extra repayments.

• Plenty of rates you can choose from 6 months to 5 years.