Floating rate Home Loan

With a floating rate home loan (also known as a variable rate home loan), the interest may go up or down in line with the market. And the interest rate is generally higher than fixed rates. 

You'll have a minimum repayment amount, but you also have the flexibility to increase your repayments or reduce your repayments down to the minimum repayment amount.

You'll be able to make lump sum payments whenever you like at no extra cost. Such as you get a bonus. even repay the whole loan, there is no fee charged